Prepaid Funeral Plans Texas. We are a fully-licensed, family-owned Austin & Temple-are
We are a fully-licensed, family-owned Austin & Temple-area funeral home & crematory. prepaidfunerals. PREPAID FUNERAL PLANS: Clayton-Thompson Funeral Directors, Inc. If your loved ones planned ahead by choosing a prepaid funeral plan, it eases the funeral planning process at the time of need. The truth rests in working with reputable and trusted providers who follow industry standards and offer transparent solutions. Visit Grand View Funeral Home & Memorial Park/Bethany Cemetery to learn about cemetery options today. Jun 4, 2024 · Prepaid funeral plans let you pay for funeral services in advance through a contract with a funeral home. Mar 25, 2024 · IFTs, Irrevocable Burial Trusts, and IF Trusts are identical products. The purposes of this chapter are to: (1) limit the manner in which a person may accept funds in prepayment of funeral services to be performed in the future; (2) provide a regulatory framework to give the public an opportunity to Jan 5, 2026 · Learn how irrevocable funeral trusts can reduce assets for Medicaid qualification, costs, limits and pros and cons. Benefits of Pre-Planning a Funeral Why Pre-Planning is a Smart Idea Additional Lifestyle Articles "Preneed" plans (also known as "Preplanning") are the funeral plans that people make for the living. This allows you to lock in the current price, and avoid increased cremation costs in the future. This guide helps you compare what's on offer and decide whether to get one. Enjoy savings on our new prepaid plans, including our lowest priced Unlimited plan with loyalty discounts. Section 205 (j) of the Act provides that when it serves the interests of a beneficiary, payment of the beneficiary's benefits may be certified to a relative or some other person to use on the beneficiary's behalf. Any funeral home or cemetery that sells trust funded prepaid funeral merchandise or services in Texas must have: (1) a trust-funded permit issued by the DOB or (2) sell through an insurance-funded permit holder. Easy activation and flexible mobile options for every budget. See a detailed breakdown of funeral expenses for all 50 US states. Dec 10, 2025 · Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more. The purpose of the website is to provide information to enable consumers to make informed decisions relating to the purchase of preneed funeral contracts including descriptions of the trust and insurance funding options available under state law. How Do Prepaid Funeral Plans Work? Prepaid funeral plans begin with you meeting a funeral director to specify your wishes. By selecting a funeral or cremation provider in advance, not only can you make your wishes known, you can also prepay for the cremation services in installments. The best prepaid phone plans can save you money on your monthly cell phone bill. Learn more about how you can safeguard your last wishes and your survivors. Nov 30, 2020 · Understand what you’re getting in a prepaid funeral contract. Having a plan in place can spare family members from having to make though decisions at an already difficult time. , which employ 105,300 people. texas. Get our best prices on prepaid phone service starting at just $15/Mo. Does the plan cover only merchandise (like the casket and vault), or does it include services as well? Check your state’s regulations for prepaid funerals. Planning for your funeral or cremation in advance makes it easier for your family and loved ones. Jun 14, 2025 · It needs to be irrevocable, earmarked for permitted expenses only (funeral, burial, cremation, and related costs – see list above), and comply with the Medicaid rules in your state. Discover the pros and cons of pre-paid funeral and cremation plans to determine if they’re the right choice for simplifying your future planning needs. gov TRAIL Texas Search Homeland Security SAO Fraud Reporting Veterans Portal Mar 9, 2025 · You purchase a prepaid funeral plan, and a burial insurance plan funds the plan through a life insurance carrier associated with the funeral home. Make yourself at home. The director helps you choose services, whether it’s a direct cremation, green burial, or traditional memorial service. Golden Leaves offers a range of pre-paid funeral plans that suit all requirements and budgets. Buy online. Jul 25, 2023 · For instance, I have been involved with pre-paid plans in a state with excellent protections. There are several payment options available. Our Funeral Preplanning Insurance allows individuals to select funeral products and services and fund their chosen funeral plan with life insurance. Here you will find information about our family history, our locations in and around the Houston area, our services and much more. Set Up Prepaid Funeral Plans for Medicaid Setting up a prepaid funeral contract ensures that you have enough assets available to have a respectable send-off. After you design your entire funeral, they will inform you of the net cost. Shop prepaid phones including affordable smartphones and no contract plans at Walmart. When you purchase a prepaid funeral or cremation plan, you are spending down your assets and possibly increasing your likelihood for Medicaid eligibility. We thank you for visiting our site, and we cordially invite you to call or come by to visit our facility. No credit checks. Change plans any time. Enjoy a no-contract, pay-as-you-go cell phone from many popular brands. . Jul 22, 2025 · Set up a pre-paid funeral — A pre-paid funeral plan is an agreement directly with a local funeral home. Get free funeral and cremation information and reach out to a Dignity Memorial location near you when you’re ready to start planning for yourself or someone you love. Jan 11, 2026 · If you are considering pre-planning funeral arrangements, The State of Texas has developed a website to help you make informed decisions concerning the purchase of prepaid funeral benefits at www. PREPAID FUNERAL SERVICES FINANCE CODE CHAPTER 154. " Apr 2, 2023 · The application is complete other than she has a prepaid funeral plan from 1990. Our Staff is available 24 hours a day. Welcome to the homepage of Klein Funeral Homes, Memorial Parks Chapel-Mausoleum. Allow our staff to assist you in planning the type of service that you desire, whether it is a traditional funeral service or cremation. But they don't cover all funeral costs, so check what's included first. S. Learn how to transfer your funeral plans at no cost here. I need a statement from funeral home stating it is irrevocable, otherwise the 5000. Prepaid funeral plans allow you to not only choose your funeral arrangements but also fund them. Color Brochure - pdf Español - pdf Black and White Brochure- pdf | Español - pdf 2005 Texas Finance Code CHAPTER 154. Aug 25, 2025 · We debunk some of the most common funeral preplanning myths and explain how prepaid funeral plans really work. C Spire No Contract offers the easiest way to prepaid wireless with no commitment and no credit check. We provide the solutions you need. Purchasing a prepaid funeral contract is an important part of your complete Medicaid plan, so be sure to consult a licensed funeral prearrangement specialist or licensed funeral director who can assist you in creating a properly structured prepaid funeral plan. No contracts. It’s never too early. PURPOSE. No complicated extras. Casket and Headstone For those planning a funeral with limited financial resources, it is prudent to evaluate the cost of cremation urns and memorials compared to a casket and headstone. 132 of the Texas Finance Code (TFC). Jan 17, 2014 · Some prepaid funeral plans can be transferred, but often at an added cost. Discover the latest T-Mobile prepaid phone plans, with unlimited talk and text, high-speed data on our 5G network. We also honor other funeral homes' prepaid traditional funeral plans which are valid and are currently in force. We are the largest network of funeral homes, crematories and cemetery service providers in North America. Information about Funeral Planning Common Terms Contract Forms FAQs Prepaid Funeral Planning Brochure Services & Merchandise Texas Finance Commission Texas Prepaid Funeral Contracts Open Records Financials Procurement File a Complaint Rule Comment High Value Data Sets Site Policies Accessibility & File Formats Compact with Texans Sitemap Texas. The statute requires a seller to provide an informational brochure to each potential purchaser of a prepaid funeral contract beginning June 1, 2010. Cremation Cost Factors Compare Funeral Costs: Cremation Urn and Memorial vs. Find a funeral home, plan a funeral or cremation, and learn about burial options. Instead of getting a bill at the end of the month, you pay upfront for the minutes, texts, and data you'll need. Notifying Social Security of your loved one’s passing is an important service that helps safeguard information within governmental agencies. Shop the latest No Contract Phones and Prepaid Plans with fast nationwide 5G. Dec 4, 2024 · Are you planning to pay for funeral services in advance? Here’s what you need to know about pre-paid funeral plans before signing a contract. Pre-paid funeral plans, pre-need funeral plans, life insurance for funeral expenses, and final expense insurance are the names of similar products, which may or may not be legally different. prepaid plan is considered an asset and she doesn't qualify. Get secured reloadable prepaid cards, gift cards and more with no credit check required. N used part of O's conserved benefits, which were in excess of his current needs, to purchase a prepaid funeral plan for him. We offer upfront, affordable pricing. The policies are actually paid up whole life policies behind the scene. Aug 23, 1993 · Article 548b of Vernon´s Texas Civil Statutes [now Texas Finance Code, ch. Here's how they work. GENERAL PROVISIONS § 154. Be sure to tell your family about the plans you’ve made and where your documents are located. Buy an award-winning pre-paid Co-op funeral plan. Explore the benefits of prepaid burial plans with a Dignity Memorial provider. Jan 5, 2026 · A prepaid funeral plan lets you pay for your funeral in advance, potentially saving your family stress and expense when you die. Oct 18, 2022 · Can You Get a Refund on a Prepaid Funeral? In this brief, we have discussed what are pre-paid funeral plans and whether you can get a refund. First, you can pay it all in cash and be done with it. With our prepaid services, one of our experienced staff members will work with you to choose a cremation plan. Learn more. Call now: (512) 354-2509 Nov 22, 2024 · More Texans are arranging their own funerals in advance to save money, time and angst. with Connect by T-Mobile. Sep 4, 2024 · Pre-need funeral plans offer peace of mind since all arrangements and payments are handled in advance. Contact us to learn how we can help you plan for yourself or someone you love. Contact us to learn how to plan for yourself or someone you love. Inquiries should be directed as follows: Complaints concerning the Prepaid Contract: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705; 1-877 276-5554 (toll Jul 22, 2025 · The average funeral costs $9,995 for burial and $6,280 for cremation. Discover the latest T-Mobile prepaid phone plans, with unlimited talk and text, high-speed data on our 5G network. Dec 9, 2025 · Family owned and operated, The Angelus Funeral Home is sensitive to your family's individual needs. For 40 years, we have been dedicated to helping families plan and arrange funeral services in advance. prepaid funeral benefits. The funeral home keeps saying the advisor is busy and will call back. Sep 6, 2023 · You don’t want to leave your family with the burden of your funeral arrangements and costs. Know what will happen to the money you paid and whether you are protected if the funeral home folds. Jan 27, 2022 · Learn how even if a funeral home goes out of business, your plan and your prepaid funds can be protected. Sep 6, 2024 · Prepaid funerals allow individuals to plan and pay for their funeral in advance. This website is established and maintained by the Texas Department of Banking in accordance with Section 154. Find out how to plan ahead with burial costs and answers to other common questions. e. The value of the policy goes up with time. Find a plan that suits your funeral wishes and budget. All the funeral homes in that town agree to provide the funeral for the insurance policy proceeds regardless of current pricing. Prepaid funeral contract statutes and rules are codified under Chapter 154 of the Texas Finance Code and Title 7, Chapter 25 of the Texas Administrative Code, respectively. This includes selecting burial preferences and making financial arrangements to prepay for their funeral. We would like to show you a description here but the site won’t allow us. Funeral homes, cremation providers and cemeteries don't typically offer payment plans at the time of need, but you are able to fund arrangements ahead of time with a payment plan. The longer you stay, the more you save. Shop Best Buy for prepaid phones and plans. There are more than 15,401 funeral homes in the U. Many believe that once a pre-paid funeral contract is made it cannot be moved to a new funeral home. Approximately 75% of funeral homes are family- or privately owned. You can also opt for monthly payments over a period of many years. Aug 22, 2020 · In this prepaid cremation guide, I'll explain how these plans work, the benefits, downsides, choosing a service, & much more How much does prepaid cremation coverage cost? We offer affordable cremation plans to fit your needs and flexible payment options to work with every budget. I have to wait by phone and it hasn't happened yet. The National Funeral Consumers Alliance is an educational nonprofit with nationwide affiliates offering funeral consumer support, information, and advocacy for legislative change. The funeral director is your beneficiary. For more information regarding prepaid funerals and consumer rights and protections under Texas state law, visit www. Statutes are passed by the Texas State Legislature when in session and rules are written by the Department to help clarify and enforce the statutes where needed. has prepaid funeral plans which are 100% Federally insured trust fund plans that are 100% tax free. Through personalized funerals and thoughtful memorials, Dignity Memorial providers celebrate each life like no other. The Funeral Plan Bond by Australian Unity allows you to save for your funeral with guaranteed and growth options, offering tax and social security benefits. Learn about the benefits, considerations, and how prepaid funerals work today! Sep 20, 2022 · When comparing life insurance to prepaid funeral plans, a number of factors need to be considered. 001. Neptune Society provides affordable prepaid cremation plans to take the anxiety and financial strain out of funeral planning. PREPAID FUNERAL SERVICES SUBCHAPTER A. Which option is best will often depend on your specific circumstances. Pre-Paid Funeral Plans: How it Works Most of the time, prepaying for a funeral means working with a funeral home to finalize the plan and pay for these services in advance. The Texas Department of Insurance regulates providers who sell insurance-funded prepaid funeral merchandise or services. Here are pros, cons, and other factors to consider. Klein Funeral Homes And Memorial Parks, the oldest and largest Jan 3, 2008 · In Texas, prepaid services can be purchased through a funeral home or an insurance company. Neptune Society - Fort Worth also offers prepaid cremation in North Richland Hills . Here are the best options we found from a variety of carriers. Preneed funeral plans can be made at any time and offer many advantages. Discover the benefits of Visa Prepaid cards. Funeral Insurance provides you and your family with the peace of mind during a difficult time. Plan ahead and save* Low interest options on prepaid cremation property and burial plans Up to 10% off cemetery property and funeral plans When you purchase a prepaid funeral or cremation plan, you are spending down your assets and possibly increasing your likelihood for Medicaid eligibility. "Prepaid funeral benefits" may include "cemetery services. gov. Welcome To Greenwood Funeral Home View information for consumers relating to the purchase of preneed funeral contracts including descriptions of the trust and insurance funding options available under state law. Sep 29, 2025 · Economic Impact Funeral homes are vital businesses that contribute to our nation in ways both seen and unseen. Visit Pasadena Funeral Home to start planning a funeral or cremation today. Mar 23, 2025 · Most pre paid funeral plans you get at your local funeral home are using either a single premium whole life policy or an increasing death benefit whole life policy that is typically a paid up policy in 3, 5, or 10-years to fund the plan. Here’s what you need to know to preplan a funeral in Texas. Browse our selection of pre-need resources and plan today. Final Expense Insurance provides funds directly to the policyholder's beneficiary to pay for funeral and other expenses. It can be difficult to separate myth from fact when it comes to prepaid funeral plans. Think of a prepaid phone plan like the cooler, more flexible sibling to postpaid plans. Funeral costs are higher than direct cremation services, $1,000’s more. Neptune Society offers cremation services and resources to help families plan and honor their loved ones with dignity and respect. Licensed funeral director oversees arrangements and cremation at our on-site crematory. 154] regulates the sale of prepaid funeral services or funeral merchandise, i. Learn more now! Verizon has the best prepaid phones, hotspot devices and plans, including our new lowest priced prepaid Unlimited plan with loyalty discounts. Shop now and save. Funeral Homes, cemeteries, and other funeral service companies can help you preplan a funeral for yourself, your spouse or a The purchase of a prepaid funeral contract is an important part of your complete Medicaid plan, so be sure to consult a licensed funeral prearrangement specialist or licensed funeral director who can assist you in creating a properly structured prepaid funeral plan. Mar 29, 2024 · What to Look for in a Prepaid Funeral Plan How You Can Help Your Loved Ones by Planning Your Funeral Arrangements Getting Funeral Pricing Information Is Difficult, Consumer Surveys Show Alternatives to Traditional Funeral Arrangements How to Make Your Funeral Wishes Known Created date: 02/06/2007 Dottie • 11 years ago The traditional funeral parlor and a cemetery burial are not the best fit for many modern more mobile families, especially where budgets may be a factor. But is prepaying the best way? Let’s look at the pros and cons.